Severance of Tenancy in Christchurch

About Severance of Tenancy

If you own property jointly with another person — typically your spouse or partner — you probably hold it as "joint tenants." This means that when one owner dies, the property automatically passes to the surviving owner, regardless of what your Will says. Severance of Tenancy changes your ownership to "tenants in common," meaning each person owns a defined share (usually 50%) that can be dealt with independently in their Will. This is a critical step in estate planning because it allows you to protect your share of the property in a trust, ensuring it ultimately passes to your chosen beneficiaries — such as your children — rather than being at risk from care fees, remarriage, or other claims against the surviving owner.

What's Included

• ✓Assessment of your current property ownership structure
• ✓Preparation and serving of the Notice of Severance
• ✓Notification to HM Land Registry to update the title register
• ✓Updated ownership documentation for your records
• ✓Integration with your Will and any Trust arrangements
• ✓Clear explanation of how tenants in common works and what it means for you