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Romsey — Estate Planning

Severance of Tenancy in Romsey

For Romsey homeowners, severing a joint tenancy is a key step in protecting your family's inheritance. It is particularly important if you plan to set up a trust to safeguard your property.

About Severance of Tenancy

If you own property jointly with another person — typically your spouse or partner — you probably hold it as "joint tenants." This means that when one owner dies, the property automatically passes to the surviving owner, regardless of what your Will says. Severance of Tenancy changes your ownership to "tenants in common," meaning each person owns a defined share (usually 50%) that can be dealt with independently in their Will. This is a critical step in estate planning because it allows you to protect your share of the property in a trust, ensuring it ultimately passes to your chosen beneficiaries — such as your children — rather than being at risk from care fees, remarriage, or other claims against the surviving owner.

What's Included

  • Assessment of your current property ownership structure
  • Preparation and serving of the Notice of Severance
  • Notification to HM Land Registry to update the title register
  • Updated ownership documentation for your records
  • Integration with your Will and any Trust arrangements
  • Clear explanation of how tenants in common works and what it means for you

Pricing

Severance of Tenancy from £149 | Often included in Trust packages

Why Choose Barrett-Smith & Doulton for Severance of Tenancy in Romsey?

We advise Romsey families on property ownership and protection, ensuring your estate plan is comprehensive and effective.

Free

Home Consultation

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Expert Planners

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Client Rated

How It Works

We review your property title, explain the benefits of severance, prepare the documentation, and handle the Land Registry notification.

1

Book a free consultation

2

We visit you at home

3

We prepare your documents

4

Review, sign & relax

Frequently Asked Questions

Severance is often the first step before setting up a Property Protection Trust. By holding your property as tenants in common, you can place your share in a trust through your Will, protecting it for your family.
No — your mortgage continues exactly as before. Severance is about how ownership is recorded, not about the mortgage or payments.
It is permanent unless both owners agree to revert to joint tenancy. However, most people find that tenants in common provides more flexibility and better protection.

Get Started with Severance of Tenancy in Romsey

Book your free, no-obligation consultation today. We will visit you at home in Romsey or connect by video call.